ISA’s at Britannia Building Society

The Britannia Building Society (BBS) offers five types of ISAs: the fixed rate mini cash ISA; the instant access mini cash ISA; the regular saver mini cash ISA; ISA bonds; and equity ISA’s. It also allows holders of Tessa only ISA’s to transfer their funds into any one of two BBS ISA accounts: the instant access Tessa only ISA; and the 30 day notice Tessa only ISA. …continue reading the story
called ISA’s at Britannia Building Society

ISA’s at Northern Rock

Northern Rock currently offers three types of ISA’s: the fixed rate mini cash ISA; the instant access mini cash ISA; and the 30 day mini cash ISA. All Northern Rock ISA’s are cash ‘mini’ ISA’s, which means that up to £3,000 can be invested in it in each tax year. Up to two cash mini ISA’s can be held, as long as they are not owned in conjunction with a ‘maxi’ ISA - which are not available from Northern Rock.

However, Northern Rock does offer Tessa only ISA’s. Although Tessas (Tax-Exempt Special Savings Accounts) were replaced by ISA’s in 1999, the original capital can be ‘rolled over’ into a new investment - the Tessa only ISA’s, which are therefore only available to existing Tessa holders. Northern Rock offers three forms of Tessa only ISA’s: the instant access Tessa only ISA; the fixed rate Tessa only ISA; and the 30 day Tessa only ISA. These Tessa only ISA’s follow the same general format as their ‘normal’ ISA counterparts, except when stated. The main benefit of all forms of ISA’s is that they are exempt from tax. …continue reading the story
called ISA’s at Northern Rock